Wealth Management

The independent advisors at Albany Financial Group take a personal and proactive approach to financial planning and wealth management. We begin by learning about what’s most important to you. From there we are able to develop truly customized strategies for managing your wealth that align with your goals and objectives. We don’t just create a plan and hand it over—we take the time to educate you on your financial situation, the opportunities you have, and the pitfalls to avoid. Our firm is uniquely positioned to cater to your needs in these and other areas:

COMPREHENSIVE FINANCIAL PLANNING

  • Goal planning
  • Cash-flow and income analysis
  • Financial organization and oversight
  • Tax strategies

INVESTMENT MANAGEMENT

  • Risk tolerance determination
  • Asset management strategies
  • Portfolio diversification

PRE- AND POST-RETIREMENT PLANNING

  • Retirement income planning
  • 401(k)/403(b)/IRA options
  • Traditional and Roth IRAs
  • Social Security planning

INSURANCE PLANNING

  • Asset-protection strategies
  • Life insurance analysis and review
  • Disability insurance analysis and review
  • Long-term care insurance

EDUCATION FUNDING

  • Education strategies for accumulation
  • Investment strategies for funding
  • 529 plans

ESTATE & LEGACY PLANNING

  • Estate planning document(s) review
  • Wealth transfer strategies
  • Philanthropic planning
  • Charitable trust strategies
  • Private foundations
  • Trust management services