Comprehensive Financial Planning

Financial decisions are life decisions, which can sometimes seem overwhelming. As we work together to create a financial plan, you’ll see a broader view of your financial picture that will help define what your current and future goals should be. Financial Planning can help you to achieve several or all of the following objectives:

  • Define your financial goals and priorities
  • Improve your cash flow
  • Accumulate assets and help them grow
  • Achieve more effective tax planning
  • Optimize your insurance coverage
  • Maximize your retirement income
  • Determine proper Asset Allocation
  • Feel secure about your financial future

CFP® Certification: The Standard of Excellence

Many of our team members have expertise in financial planning and are CERTIFIED FINANCIAL PLANNER ™ (CFP®) professionals who can help you manage your finances and put a plan in place for the future. Only a select group of planners have met the rigorous education, examination, experience and ethics requirements (set forth by the Certified Financial Planner Board of Standards) necessary to call themselves CERTIFIED FINANCIAL PLANNER™ professionals. CFP® certification is a symbol of the certificant’s knowledge and credibility among his or her peers; and indicated his or her status as a qualified, trustworthy financial planner.


WEALTH MANAGEMENT

The independent advisors at Albany Financial Group take a personal and proactive approach to financial planning and wealth management. We begin by learning about what’s most important to you. From there we are able to develop truly customized strategies for managing your wealth that align with your goals and objectives. We don’t just create a plan and hand it over—we take the time to educate you on your financial situation, the opportunities you have, and the pitfalls to avoid. Our firm is uniquely positioned to cater to your needs in these and other areas:

INVESTMENT MANAGEMENT

  • Risk tolerance determination
  • Asset management strategies
  • Portfolio diversification

PRE- AND POST-RETIREMENT PLANNING

  • Retirement income planning
  • 401(k)/403(b)/IRA options
  • Traditional and Roth IRAs
  • Social Security planning

INSURANCE PLANNING

  • Asset-protection strategies
  • Life insurance analysis and review
  • Disability insurance analysis and review
  • Long-term care insurance

EDUCATION FUNDING

  • Education strategies for accumulation
  • Investment strategies for funding
  • 529 plans

ESTATE & LEGACY PLANNING

  • Estate planning document(s) review
  • Wealth transfer strategies
  • Philanthropic planning
  • Charitable trust strategies
  • Private foundations
  • Trust management services

SERVICES FOR BUSINESS OWNERS

  • Corporate retirement plans
  • SEP IRAs/SIMPLE IRAs
  • Executive compensation plans
  • Business succession planning
  • Key person insurance
  • As needed, we can engage with strategic partners or work with your existing team of professionals to bring additional insight to your business direction.

Contact us for more information

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