Broker Check

Steve Kennedy

"The highest form of wealth is the ability to wake up every morning and say, 'I can do whatever I want today...' The ability to do what you want, when you want, with who you want, is priceless. It is the highest dividend money pays."

-- Morgan Housel

Steve Kennedy, CFP®, CPWA®, CIMA®, RMA®, CDFA  

PRINCIPAL, Albany Financial Group


Steve has always leaned towards financial planning, even at a young age, vehemently tracking his budget. 

Subsequently, his first real exposure to the markets came at age 16.  At the height of the bubble in 2000, he made his first stock investment.   Fast forward 8 years, Steve entered the industry in January 2008, near the onset of the Great Recession.   These two “landmark” recessions that followed provided the backdrop for a career focused on understanding the emotions and complexities clients encounter when it comes to managing their family wealth. 

Prior to joining Albany Financial Group, Steve had previous experience in financial advisory and wealth management companies such as Goldman Sachs.

As Principal of AFG, he’s experienced with the fiduciary duties of meeting advisory clientele needs.  This includes such things as: financial planning, investment management, portfolio construction, sophisticated needs and advanced planning strategies for the high net worth. 

In addition, Steve currently holds the following certifications/designations:

  • CPWA® (Certified Private Wealth Advisor®).
    • Sophisticated solutions and highly-cultured strategies to meet the nuanced financial affairs of high-net-worth and UHNW individuals.
    • Wealth Management Theory and Practice education through the Yale School of Management.
  • CIMA®  (Certified Investment Management Analyst®).
    • Advanced portfolio construction and investment management solutions.
    • Investment Management Theory and Practice through the Yale School of Management.
  • RMA®  (Retirement Management Advisor®).
    • Techniques and planning to help meet the requests of those near or in retirement.
  • CDFA™; when applicable.
    • Special circumstantial planning.

He is also an active member of the:

  • Estate Planning Council of Eastern New York.
  • Investments and Wealth Institute®.
  • Financial Planning Association (National and Northeastern New York).
  • IDFA®.


  • Steve has been humbly fortunate enough to receive the prestigious Forbes/SHOOK 2023 award of Best NextGen Advisors, ranking #37 overall in the United States, out of more than 42,000 applicants. **
  • In 2024, Steve was once again recognized by Forbes/SHOOK, this time being named to the list of Top High Net Worth Advisors in the U.S.**
  • In addition, Steve is a current member of LPL Financial's Summit Club. This prestigious award is presented to less than 1% of LPL Financial's approximately 22,000 advisors nationwide.

Family Life:

Steve and his wife have three children.  Outside of the office you’ll find him avidly reading, traveling and involved in family activities.

**The Forbes ranking of Top Next-Generation Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative and quantitative data, rating thousands of wealth advisors born in or after 1980. Advisors are interviewed by telephone and in person to evaluate service models, investing process, experience levels and integrity. Additional factors considered include compliance record, client retention, revenues produced for their firms and assets managed. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK receives a fee in exchange for rankings.

About My Team

Michael Brandt

Wealth Management Advisor with Steve Kennedy, CFP®, CPWA®, CIMA®, RMA®, CDFA™

(518) 786-3300

Michael Brandt joined Albany Financial group in 2023.  Michael is a seasoned financial expert with over a decade of experience in the industry. With a commitment to delivering tailored financial solutions, he embarked on his...

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Carrie Cronin

Administrative Assistant to Steve Kennedy, CFP®, CPWA®, CIMA®, RMA®, CDFA™

(518) 786-3300

Carrie began working at Albany Financial in November 2014. She handles background operational functions such as scheduling, account distributions, and client customer service requests... 

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Justin Pangburn

Financial Paraplanner with Steve Kennedy, CFP®, CPWA®, CIMA®, RMA®, CDFA™

(518) 786-3300

Justin joined Albany Financial Group as a Paraplanner on Steve’s team in June 2023, assisting Steve with basic financial planning concepts as well as preparing for client meetings.Justin graduated from SUNY Brockport with a...

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Denise Williams

Executive Assistant to Steve Kennedy, CFP®, CPWA®, CIMA®, RMA®, CDFA™

(518) 786-3300

Denise Williams has been with Albany Financial Group since 1999, previously working with now-retired Advisor Len Valletta.  Denise has been working in the Financial Services Industry since 1993...

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