Broker Check

Joseph Hermann

Joseph Hermann, RICP®

LPL Financial Planner


Joe joined Albany Financial Group in 1996. With nearly three decades of experience, he has had the opportunity to provide guidance in many aspects of his client’s financial lives.  The focus of his practice is providing retirement planning, estate planning and investment management for individuals and small businesses.  Whether it’s college, retirement or general financial life planning, he values being a trusted resource for his clients.

Joe received his Bachelor’s degree in Business Management and Economics from the State University of New York. He also attended the College of St. Rose, where he completed American College’s Financial Planning Program. He is a current member of the Financial Planning Association of Northeastern New York.

Joe also received his Retirement Income Certified Professional RICP® designation from the American College.  He currently holds Series 6, 63 and 7 FINRA registrations through LPL Financial.  He is also licensed in life, health, disability, and long-term care insurance.

He is a current member of LPL Financial’ s Chairman’s Club.  This prestigious award is presented to less than 5% of LPL Financial’ s approximately 22,000 advisors nationwide. 

Joe lives in Saratoga with his wife Donna. He has two grown children; Kelsey who lives in Los Angeles and Marissa who lives in Boston.  When he’s not working, he enjoys travelling, golf, good wine and good food.   

A Message from Joe

My purpose is to help individuals develop a financial plan geared toward their unique, long-term goals. Whether you need to save for a child's college education, reduce taxes or plan for retirement, I can help. With over 25 years of experience, my team and I are continually learning and applying new ideas by finding customized solutions aiming to solve our clients’ needs

I am proud of the fact that every decision and recommendation we make aligns our expertise with our clients’ interests. Our commitment and efforts are focused on you, the client, and your satisfaction. We have always, and will always, believe that the client comes first.

About My Team

Karen Blesser, Financial Paraplanner Qualified Professional™

Executive Assistant to Joseph Hermann, RICP®

(518) 786-3300

Karen has been Joseph Hermann’s Administrative Assistant since January of 2007. As Joe’s assistant, she strives to keep Joseph’s focus on his client’s and their needs while she focuses on the background aspect of the business, such as clien

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Ryan Duff, CFP®

Wealth Advisor with Joseph J. Hermann, RICP®

(518) 786-3300

Ryan Duff is a Certified Financial Planner® (CFP®) who joined Albany Financial Group in 2018.  With a strong foundation in the financial services industry since 2012, Ryan brings a wealth of experience and expertise to our team.

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