Advice for Life Using our GPS System

“Advice for Life” is a process that you and our team, as your financial guides, will undertake together. By helping you articulate your aspirations, we are better able to understand where you want to be and develop a road map seeking to help you get there. Whether you are in the accumulation phase of your financial journey or a retiree, we will work with you to chart a path to your dreams. Whatever your hopes for the future, our preferred way to pursue the vision of how you’ll spend the years ahead is to commit to a plan that can take you there. Our “GPS System” has helped other clients manage debt, better understand the financial decisions that support their situation, and improve family communication regarding money issues.

Retirement Income Planning Using our Bucket Approach

“Our goal is to provide you with a retirement “Paycheck” and to help reduce the fear of potentially outliving your money.” - A.J. Amato

Our investment methodology for your retirement income is designed striving to help create growth while still protecting the money you need the most. We call it “Our Bucket Approach” and it divides your money into three “buckets” ranging from short-term to long-term spending needs. The goal is to keep short-term and intermediate cash-flow needs in relatively lower-volatility investments, potentially shielding them from volatile markets. Longer term savings are invested toward growth.

Our Services

Advice for Life is an ongoing process. Over the course of your lifetime, your goals and circumstances can change. Through these ups and downs our team can assist with providing guidance on a number of topics.

A.J. Amato, CPA, CFP is a financial advisor with and securities and advisory services are offered through LPL Financial, a registered investment advisor, Member FINRA and SIPC.